Terms & Conditions

1. Introduction
These Terms & Conditions govern your use of our website and services. By accessing www.stratifi.com, you agree to these terms.

2. Scope of Services
We offer business consulting, financial planning, and retirement advisory. We do not provide investment, banking, or legal services.

3. User Responsibilities
✔ Provide accurate information when using our services.
✔ Do not misuse our website or engage in fraudulent activities.
✔ Follow ethical and lawful practices.

4. Payments & Fees
✔ Services must be paid in full before they are provided.
✔ Fees are subject to change without prior notice.
✔ Refunds are only issued under specific conditions (see Return & Refund Policy).

5. Limitation of Liability
✔ We provide advisory services but do not guarantee financial outcomes.
✔ Clients are responsible for decisions made based on our guidance.

6. Intellectual Property
✔ All content on www.stratifi.com is the property of Stratifi.
✔ Unauthorized use of our content may lead to legal action.

7. Governing Law
These Terms are governed by South African law. Disputes will be handled accordingly.

8. Contact Us
📍 Address: 3 Fowler St, Sidwell, Gqeberha, 6001, South Africa
📞 Phone: +27 41 451 5611
📧 Email: [email protected]